The credit card reward landscape is changing for consumers and companies

Consumers have been using credit cards to pay for expenses for nearly seven decades, but the addition of rewards programs has significantly increased the number and variety of credit cards found in the average consumer’s wallet. Some are drawn to travel cards while others prefer the chance to earn cash back on everyday purchases. Nearly […]

8 Comments - 10:33 am

Consumer debt not on trend with economic growth

At the onset of the housing market bubble burst in 2008, the consumer credit market took a noticeable hit. Individuals with credit card balances, mortgages, auto loans, and even student debt faced high unemployment rates coupled with rapidly declining home values – fertile ground for defaults and delinquencies on debt obligations. The federal government implemented […]

8 Comments - 10:40 am

Department of Education caught making student loan miscalculation

It would seem that even the Department of Education is not beyond making mistakes. The DOE was recently caught making a student loan error. According to a recent report, the agency waited months before advising the public that a huge error had been made on student loan defaults. At the same time, the Department issued […]

8 Comments - 4:56 pm

Competition heats up as Goldman Sachs enters the personal loan market

Alternatives to conventional bank or credit union loans have saturated the lending market over the last decade, with major players like SoFi, Lending Club, and Prosper taking the lion’s share of the new personal loan business. These fintech startups have offered a handful of advantages over traditional financial institutions, including the ease and convenience of […]

8 Comments - 1:25 pm

The pros and cons of switching to an online bank

There is a large group of people who feel banking must be done in person, at a brick-and-mortar branch staffed by competent, friendly employees. However, over the last decade the reputations of many traditional banks have come into question. The financial crisis alongside account scandals have caused consumers to rethink their banking relationship. According to […]

8 Comments - 10:39 am

Private colleges lead to more private student debt, according to new study

It’s not surprising that private colleges cost more. A quick look at the average costs of college via College Board will show you that the average sticker price for private college tuition is $32,410 whereas the average sticker price for an in-state student at a state college is $9,410. That might seem like a big […]

8 Comments - 12:30 pm

Credit card bonuses will get your attention, but know requirements before applying

As the credit card wars heat up, credit card issuers vying for the attention of big spenders are pulling out all the stops. Credit card bonuses have become a big draw in the battle for rewards-hungry consumers looking for more free money. Now, at least three credit card companies are pushing the envelope with upfront […]

8 Comments - 11:22 am

7 strategies to expedite your student loan repayment

If you have student debt, you’re likely counting down the years until you’re able to pay off that last loan. You might even spend time daydreaming about the cool things that you’ll do with the money you currently put towards your debt each month – like go on a tropical vacation or buy a new […]

8 Comments - 11:34 am

Is it smart to open a travel credit card just for the sign-up bonus?

It seems like nowadays all the credit card companies are offering enormous sign up bonuses to temp you to add their card to your wallet. If you’re excited about the sign-up bonus for a travel credit card and are wondering if you should get the card just to take advantage of the bonus offer — […]

8 Comments - 1:59 pm

Lady Eagles' Goins is Salem-bound

Grayce Goins probably had one of the most difficult tasks of any local volleyball player during the 2016 season. The Surry Central defensive specialist and libero was one of the focal points of the Lady Eagles' defense, during a season in which the team was rebuilding.

15 Comments - Updated 9:37 pm

Rising to the occasion

Kaylee Freed played an important role on North Surry volleyball teams that won 46 matches and two Western Piedmont Athletic Conference titles the past two seasons, but expected her sports career would end when she graduated.

15 Comments - Updated 9:37 pm

Hurley to coach at state games again

The Powerade State Games High School Soccer Showcase will take place June 24-25 at the UNC Greensboro Soccer Stadium, and as usual, Mount Airy head soccer coach Will Hurley will be a part of it.

15 Comments - Updated 9:37 pm

Are you more productive on weekends or weekdays?

Lady Cards move Into second-place tie

Mount Airy already knew it had its work cut out for it on Thursday evening, when East Surry came calling. It didn't help the Lady Bears' cause that they had to figure out a way to stop the likes of Greensboro College recruit Mary Jo Lowe.

15 Comments - Updated 9:37 pm

Bears batter Villains again

On Wednesday night, the Granite Bears of Mount Airy registered a 9-2 win over Bishop McGuinness, and as a result, tallied back-to-back wins over the Villains in the last two days.

15 Comments - Updated 9:37 pm

Cards sweep two from Camels

Conference co-leader East Surry had to be reminded of that on Tuesday evening, when the fourth-ranked Cardinals started slowly in game one of a doubleheader with Atkins at Barry Hall Field.

15 Comments - Updated 9:37 pm

Strong second half lifts Central

Surry Central's girls' soccer team earned its second Western Piedmont Athletic Conference win on Monday evening, earning a 3-0 victory over North Surry in Dobson.

15 Comments - Updated 9:37 pm

Lankford inks with Presbyterian

After a four-year career that included four All-Conference honors and two Northwest 1A Conference Player of the Year citations, the senior walked off the court at the Dean E. Smith Center on the afternoon of March 11 as a state champion.

15 Comments - Updated 9:37 pm

Cardinals just miss team victory

The East Surry tennis team has encountered rough sailing in the early part of its 2017 season, struggling against several of the area's top programs.

15 Comments - Updated 9:37 pm